Information Collection and Use
General
- ODAY NET collects personal information when you
register with ODAY NET, when you use ODAY NET products or services, when you
visit ODAY NET pages or the pages of certain ODAY NET partners, and when you
enter promotions or sweepstakes. ODAY NET may combine information about you
that we have with information we obtain from business partners or other
companies.
- When you register we ask for information such as your
name, email address, birth date, gender, zip code, occupation, industry, and
personal interests. For some financial products and services we may also ask
for your address, Social Security number, and information about your assets.
Once you register with ODAY NET and sign in to our services, you are not
anonymous to us.
- ODAY NET collects information about your transactions
with us and with some of our business partners, including information about
your use of financial products and services that we offer.
- ODAY NET automatically receives and records
information on our server logs from your browser, including your IP address,
ODAY NET cookie information, and the page you request.
- ODAY NET uses information for the following general
purposes: to customize the advertising and content you see, fulfill your
requests for products and services, improve our services, contact you,
conduct research, and provide anonymous reporting for internal and external
clients.
Information Sharing and Disclosure
- ODAY NET does not rent, sell, or share personal
information about you with other people or nonaffiliated companies except to
provide products or services you've requested, when we have your permission,
or under the following circumstances:
- We provide the information to trusted partners
who work on behalf of or with ODAY NET under confidentiality agreements.
These companies may use your personal information to help ODAY NET
communicate with you about offers from ODAY NET and our marketing
partners. However, these companies do not have any independent right to
share this information.
- We have a parent's permission to share the
information if the user is a child under age 13. Parents have the option
of allowing ODAY NET to collect and use their child's information
without consenting to ODAY NET sharing of this information with people
and companies who may use this information for their own purposes;
- We respond to subpoenas, court orders, or legal
process, or to establish or exercise our legal rights or defend against
legal claims;
- We believe it is necessary to share information
in order to investigate, prevent, or take action regarding illegal
activities, suspected fraud, situations involving potential threats to
the physical safety of any person, violations of ODAY NET's terms of
use, or as otherwise required by law.
- We transfer information about you if ODAY NET is
acquired by or merged with another company. In this event, ODAY NET will
notify you before information about you is transferred and becomes
subject to a different privacy policy.
- ODAY NET displays targeted advertisements based on
personal information. Advertisers (including ad serving companies) may
assume that people who interact with, view, or click on targeted ads meet
the targeting criteria - for example, women ages 18-24 from a particular
geographic area.
- ODAY NET does not provide any personal
information to the advertiser when you interact with or view a targeted
ad. However, by interacting with or viewing an ad you are consenting to
the possibility that the advertiser will make the assumption that you
meet the targeting criteria used to display the ad.
- ODAY NET advertisers include financial service
providers (such as banks, insurance agents, stock brokers and mortgage
lenders) and non-financial companies (such as stores, airlines, and
software companies).
- ODAY NET works with vendors, partners, advertisers,
and other service providers in different industries and categories of
business. For more information regarding providers of products or services
that you've requested please read our detailed reference links.
Cookies
- ODAY NET may set and access ODAY NET cookies on your
computer.
- ODAY NET lets other companies that show
advertisements on some of our pages set and access their cookies on your
computer. Other companies' use of their cookies is subject to their own
privacy policies, not this one. Advertisers or other companies do not have
access to ODAY NET's cookies.
- ODAY NET uses web beacons to access ODAY NET cookies
inside and outside our network of web sites and in connection with ODAY NET
products and services.
Your Ability to Edit and Delete Your Account Information
and