General
 

• ODAY NET collects personal information when you register with ODAY NET, when you use ODAY NET products or services, when you visit ODAY NET pages or the pages of certain ODAY NET partners, and when you enter promotions or sweepstakes. ODAY NET may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with ODAY NET and sign in to our services, you are not anonymous to us.
• ODAY NET collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• ODAY NET automatically receives and records information on our server logs from your browser, including your IP address, ODAY NET cookie information, and the page you request.
• ODAY NET uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

• ODAY NET does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
  • We provide the information to trusted partners who work on behalf of or with ODAY NET under confidentiality agreements. These companies may use your personal information to help ODAY NET communicate with you about offers from ODAY NET and our marketing partners. However, these companies do not have any independent right to share this information.
  • We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing ODAY NET to collect and use their child's information without consenting to ODAY NET sharing of this information with people and companies who may use this information for their own purposes;
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of ODAY NET's terms of use, or as otherwise required by law.
  • We transfer information about you if ODAY NET is acquired by or merged with another company. In this event, ODAY NET will notify you before information about you is transferred and becomes subject to a different privacy policy.
• ODAY NET displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
  • ODAY NET does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • ODAY NET advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
• ODAY NET works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

• ODAY NET may set and access ODAY NET cookies on your computer.
• ODAY NET lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to ODAY NET's cookies.
• ODAY NET uses web beacons to access ODAY NET cookies inside and outside our network of web sites and in connection with ODAY NET products and services.